Yearly Archives: 2013

What the New ACA Will Cost Us

By on September 12 2013 | Heathcare Reform | Leave a comment

Affordable Care Act Costs As Of September, 2013 So what will we have to pay for health insurance when the Affordable Care Act (ACA) goes in effect on  January 01, 2014? On the radio today (09/05) here is a short story on this.  I also like the radio business program Marketplace (on at 6:30 pm […]

Why Are American Health Care Costs So High?

By on August 28 2013 | Health Insurance | Leave a comment

Did you know that people in the United States spend more of their tax dollars on health care than any other country in the world? Yes more than the UK, Australia, and even Canada. This YouTube video, Why Are American Health Care Costs So High, explains why this is true and who’s to blame. Read more about the rising […]

Deductibles | Copay’s | Co-insurance | & Maximums

By on August 8 2013 | Health Insurance Glossary | Leave a comment

A Question that is often asked is, with regard to health insurance policies is  how do deductibles, copay’s,co-insurance & out of pocket maximums work? Here’s a short 3 minute YouTube video from Humana on this subject: Deductibles and Coinsurances If you have additional questions call the health insurance agent you work with or give us […]

Diabetes and Diabesity | What We Can Do About Them

By on July 17 2013 | Individual Insurance | Leave a comment

Diabetes  or Diabetes Melitus, which is the full name of the disease that people have some chance to control by how they live and eat.  There are three major types of diabetes melitus (DM). Type I DM  This is the type where you body does not make insulin and so the person has to take […]

Health Insurance Exchange Plans

By on June 13 2013 | Heathcare Reform | Leave a comment

The ACA (Affordable Care Act)  or the Patient Protection Affordable Care Act (PPACA), also know as  Health Care Reform (HCR) has outlined and mandated that there will Health Insurance Exchanges or Health Insurance Marketplaces. There will be both Public and Private Exchange Health Insurance plans. There will continue to be Individual and Group plans sold […]

May is Disability Insurance Awareness Month 2013

By on May 13 2013 | Disability Insurance | Leave a comment

May is Disability Insurance Awareness Month (DIAM).  We all need to condenser what would happen if we could not work or even just get around and take care of our selves and the ones we love.  And not to mention what would happen to the income we do get from getting up and going to work each day. Today I had the pleasure of witnessing a clients […]

U.S. Healthcare Reform Resources

By on May 6 2013 | Heathcare Reform, Medicare | Leave a comment

The following is a list of books and other resources on the subject of health care problems we face in the United States at this point in time. I believe these problems have been building and are now big. “Medicare Meltdown: How Wall Street and Washington are Ruining Medicare and How to Fix It” by Rosemary […]

Subsidized Health Insurance Coming In 2014

By on April 17 2013 | Heathcare Reform | Leave a comment

The subsidized health insurance plans in the ACA or PPACA law could have some unintended consequences for people who make use of the premium subsidy.  A subsidy will be available for plans purchased through the government exchange for coverage starting in January 2014. I  read a story in my local Sunday  Houston Chronicle newspaper. It was published as an AP piece in section […]

Group Health Insurance for Small Companies in Texas

By on April 8 2013 | Group Insurance | Leave a comment

What will companies with less than 50 employees do starting in 2014 as far as health insurance is concerned? The short answer is the company can do what ever it wants to do.  Employers with less than 50 employees do not have to  offer a group plan or they can.  Only employers with more than 50 employees will […]

Houston Chronicle Health Zone

By on March 26 2013 | Health Insurance | Leave a comment

I read the latest edition of the Houston Chronicle Health Zone, in my Sunday paper 03/24/2013.  It is hard to believe it was  Palm Sunday, and holy week is here. I hope all have a blessed Easter and it brings a nice start to spring for 2013.  Pray for “Peace for us all” and some rain. Note […]

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