COBRA vs ACA coverage

By on April 24 2020 | Individual Insurance | Leave a comment

If you are in the place where you have lost your employer sponsored health insurance due to a lay off. Look at the option of ACA coverage vs COBRA (small group state continuation ). We feel that for most people a group plan is the best coverage due to ACA plan being only HMO. But […]

Health care status and news year end 2019

By on December 26 2019 | Heathcare Reform | Leave a comment

Well it is about the end of 2019 and what is the stare of health care and Health insurance in the USA? This is a big question with no clear answers. I did see pare of a national tv show talking on this subject. C-Span WJ – 12/25/2019 Dr. Marty Makary on the US healthcare […]

ACA open enrollment deadline now 12/18/2019 2AM CST.

By on December 17 2019 | Individual Insurance | Leave a comment

ACE open enrollment for plans that will start 01/01/2020 was 12/15/2019. It has been extended till Wednesday 12/18/2019 2AM CST. Links BCBSTX notice on ACA extension

Average Americans getting crushed by rising health insurance costs. (11/2019)

By on November 27 2019 | Group Insurance, Heathcare Reform, Individual Insurance | Leave a comment

ABC new Had a story our office is all to familiar with. The cost of Health Insurance has continued to go up even with the ACA, Affordable Care Act. Links ABC News Average Americans getting crushed by rising Health Ins. Costs (0:42 Sec) 11/21/2019 by Erin Schumaker. Erin Schumaker ABCnews Erin Schumaker Twitter Links ABC […]

Fall 2019 info and news on Health insurance in Texas.

By on October 11 2019 | Group Insurance, Individual Insurance | Leave a comment

We try to post news, trends and information on using health insurance in Texas from time to time. When using your health insurance learn how to try to stay in network. What is in net work vs Out of net work. This is a loaded statement but important. Contact your Insurance Agent / Company to […]

Open Enrollment for 2019 (11/01–12/15/2018)

By on November 12 2018 | Dental & Vision Insurance, Health Insurance | Leave a comment

The 2019 Open Enrollment Period runs from Thursday, November 1, 2018, to Saturday, December 15, 2018. If you don’t act by December 15, you can’t get 2019 coverage unless you qualify for a Special Enrollment Period. Plans sold during Open Enrollment start January 1, 2019.   BCBSTX 2019 Individual plans brochure pdf. bcbs_tx-plan-overview_2019  (right click to open […]

The Ten Essential Health Benefits (“EHBs”) in the ACA

By on April 30 2018 | Heathcare Reform | Leave a comment

We have posted on these EHB’s before.  But the 10 (ten) essential health benefits are the cornerstone to the ACA.      (HHS on the ACA) Under the new rules set out by the ACA all new major medical health insurance policies must provide ten essential health benefits (“EHBs”). These are minimum coverage requirements that […]

Making Sense of Healthcare News (ACA) In 2018

By on March 27 2018 | Heathcare Reform | Leave a comment

What is going on with American’s healthcare is a moving target.  People will say they do not want “Obamacare” or an ACA plan. But, the law affects all of us. and  most insurance. I listened to this reporter and tried to make some sense of our (the USA healthcare system) as we start into the […]

Health Insurance News Feb 2018

By on February 27 2018 | Heathcare Reform | Leave a comment

Group Health Insurance is the way most Americans get health Insurance. And this has been the best way to get health insurance in my opinion. When the ACA first came on, the playing field was more level. But over time the Individual market has not stayed  as strong in the offering and the price has […]

Health Care Changes As Of Fall 2017

By on December 25 2017 | Heathcare Reform | Leave a comment

Congress is trying to make changes to the health care law, ie the ACA or  “Obama Care.” This will have a big effect on both individual and family health insurance as well as small group insurance. C-span morning show Washington Journal (WJ) did have a segment (10/18/2017) where Jennifer Haberkorn and Rebecca Adams  talked about the future of […]

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