The Ten Essential Health Benefits (“EHBs”) in the ACA

By on April 30 2018 | Heathcare Reform | Leave a comment

We have posted on these EHB’s before.  But the 10 (ten) essential health benefits are the cornerstone to the ACA.      (HHS on the ACA) Under the new rules set out by the ACA all new major medical health insurance policies must provide ten essential health benefits (“EHBs”). These are minimum coverage requirements that […]

Making Sense of Healthcare News (ACA) In 2018

By on March 27 2018 | Heathcare Reform | Leave a comment

What is going on with American’s healthcare is a moving target.  People will say they do not want “Obamacare” or an ACA plan. But, the law affects all of us. and  most insurance. I listened to this reporter and tried to make some sense of our (the USA healthcare system) as we start into the […]

Health Insurance News Feb 2018

By on February 27 2018 | Heathcare Reform | Leave a comment

Group Health Insurance is the way most Americans get health Insurance. And this has been the best way to get health insurance in my opinion. When the ACA first came on, the playing field was more level. But over time the Individual market has not stayed  as strong in the offering and the price has […]

Health Care Changes As Of Fall 2017

By on December 25 2017 | Heathcare Reform | Leave a comment

Congress is trying to make changes to the health care law, ie the ACA or  “Obama Care.” This will have a big effect on both individual and family health insurance as well as small group insurance. C-span morning show Washington Journal (WJ) did have a segment (10/18/2017) where Jennifer Haberkorn and Rebecca Adams  talked about the future of […]

Healthcare & ACA in late 2017

By on November 15 2017 | Heathcare Reform | Leave a comment

What is going on with healthcare  law and the ACA law that has a lot to do with individual health insurance and markets.     The CEO of Cigna,  David Cordani, talks about the complicated health care system in the USA.  He goes into the idea that a lot of our health is related to […]

Health Care Reform As Of Sept. 20, 2017

By on September 26 2017 | Heathcare Reform | Leave a comment

Where are we (the Congress) on taking on repeal and replacement of the ACA law as of  09/20/2017 ? This is a good question with no clear or easy answers.   ( “darn”   – jcl) See the three videos and  ALL the good links for more info to help you see what is going […]

Individual Heath (ACA) Open Enrollment for 2018

By on June 29 2017 | Health Insurance, Heathcare Reform | Leave a comment

The ACA is still the “law of the land” re Individual Health Insurance. The 2018 Open Enrollment Period runs from November 1, 2017 to December 15, 2017. Plans sold during Open Enrollment start January 1, 2018. As of the end of June we are not sure what insurace companies will be selling in Texas. Note  Memorial […]

Table of Health Insurance Max Penalties & Fees

By on December 29 2016 | Individual Insurance | Leave a comment

I think this info is important: Table of Important Yearly Health Insurance Maximums, Penalties, Fees for the fall of 2016. from a Kilpatrick Company Oct 2016 blog post

ACA Premium Tax Credit Eligibility for 2016 and 2017

By on December 16 2016 | Health Insurance | Leave a comment

Issue Number: HCTT-2016-79 (from an email from the IRS) A Series of Yes-or-No Questions help you Determine Eligibility for the Premium Tax Credit The premium tax credit – also known simply as PTC –  is a credit for certain people who enroll, or whose family member enrolls, in a qualified health plan offered through a […]

ACA Open Enrollment For 2017

By on November 30 2016 | Health Insurance | Leave a comment

OK Open enrollment for individual health plans started on Nov 01, 2016. The first deadline is:   Dec 15, 2016 to get a plan that will start on 01/01/2017. Jan 15, 2017 for a plan to start 02/01/2017. Jan 31,2017 for a plan to start 03/01/2017. This is the end of open enrollment for Under […]

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