COBRA vs ACA coverage

By on April 24 2020 | Individual Insurance | Leave a comment

If you are in the place where you have lost your employer sponsored health insurance due to a lay off. Look at the option of ACA coverage vs COBRA (small group state continuation ). We feel that for most people a group plan is the best coverage due to ACA plan being only HMO. But […]

ACA Premium Tax Credit Eligibility for 2016 and 2017

By on December 16 2016 | Health Insurance | Leave a comment

Issue Number: HCTT-2016-79 (from an email from the IRS) A Series of Yes-or-No Questions help you Determine Eligibility for the Premium Tax Credit The premium tax credit – also known simply as PTC –  is a credit for certain people who enroll, or whose family member enrolls, in a qualified health plan offered through a […]

Marketplace for Texas 2015 Via Aetna

By on May 27 2015 | Health Insurance | Leave a comment

In this post you will find links to excellent information on the federal marketplace for Texas residents from the Aetna website. Aetna has a section on there website titled “Reform Explained.” See this link for a video on “what is a health insurance exchange” (and a transcript of the marketplace). Also seee the Aetna overview […]

ACA Open Enrollment for 2015 Indidividual Health Plans

By on December 19 2014 | Health Insurance, Individual Insurance | Leave a comment

For Individual Health Insurance we all have to get used to the idea of an annual open enrollment. This is the time where you can shop and purchase health insurance without having a qualifying event.  A qualifying event allows you to purchase (on average 60 day window) health insurance outside the open enrollment period. Here are […]

March 2014 Media on the ACA & Healthcare.gov

By on March 21 2014 | Heathcare Reform | Leave a comment

In this post I will provide links to several media sources on Obama Care or the name I like better, the ACA or (Affordable Care Act) which is short for PPACA (Patient Protection Affordable Care Act) Market Place Radio 03/14 has a story on rating the ACA. (how many stars) The Houston Radio Station KUHF […]

ACA Marketplace Application Process

By on March 15 2014 | Heathcare Reform, Individual Insurance | Leave a comment

The ACA (Afordable Care Act) health insurance is all over the media as are the ads for HealthCare.gov When individuals and family’s are looking for health insurance,  you can get information from many sites on-line. The government site has good information but you can only get a plan here if you are eligible for a subsidy […]

2014 ACA Info and Resources

By on January 17 2014 | Heathcare Reform | Leave a comment

I wanted to present the most recent 2014 ACA information I have by sharing it with you on this blog. The last quarter of 2013 has been a big learning experience for all Americans in regards to the changes that are happening to the health insurance market. The changes are focused in the small group […]

October 2013 Is Here & the ACA Marketplace Is Open

By on October 7 2013 | Heathcare Reform | Leave a comment

On 10/01/2013 the Markeplace  (or Exchange as it was named in the original law – The PPACA or ACA for short) Patient Protection and Affordable Care Act = PPACA The Marketplace’s have opened up for business so people can start to shop and purchase health insurance that is compliant with the Affordable Care Act (ACA). […]

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