Average Americans getting crushed by rising health insurance costs. (11/2019)

By on November 27 2019 | Group Insurance, Heathcare Reform, Individual Insurance | Leave a comment

ABC new Had a story our office is all to familiar with. The cost of Health Insurance has continued to go up even with the ACA, Affordable Care Act. Links ABC News Average Americans getting crushed by rising Health Ins. Costs (0:42 Sec) 11/21/2019 by Erin Schumaker. Erin Schumaker ABCnews Erin Schumaker Twitter Links ABC […]

Fall 2019 info and news on Health insurance in Texas.

By on October 11 2019 | Group Insurance, Individual Insurance | Leave a comment

We try to post news, trends and information on using health insurance in Texas from time to time. When using your health insurance learn how to try to stay in network. What is in net work vs Out of net work. This is a loaded statement but important. Contact your Insurance Agent / Company to […]

Sept 2018 USA wage’s and federal deficit & debt.

By on September 26 2018 | Group Insurance | Leave a comment

Wages  ie take home pay for most Americans in the USA is, are flat.  But our government (all of us) will pay more in debt service next year due to US (the government)  not (…..trying…..)  to pay as we go. The way we are going we are leaving the problems for the next generations. This […]

Health Insurance in Texas Site Update To Version 3.5

By on July 31 2018 | Group Insurance, Individual Insurance, Life Insurance, Medicare | Leave a comment

This is a revised Health Insurance for Texas website which was  made “live” last week (07/24/2018).  Welcome to TexasFamilyBenefits.com web site “3.5”. This is the 2nd design change to this wordpress  website, TexasFamilyBenefits.com, which started in  2007. Wehave also added both a  phone and tablet version (3.1) as well a log in for our group clients […]

Table of Health Insurance Max Penalties & Fees

By on December 29 2016 | Individual Insurance | Leave a comment

I think this info is important: Table of Important Yearly Health Insurance Maximums, Penalties, Fees for the fall of 2016. from a Kilpatrick Company Oct 2016 blog post

ACA Premium Tax Credit Eligibility for 2016 and 2017

By on December 16 2016 | Health Insurance | Leave a comment

Issue Number: HCTT-2016-79 (from an email from the IRS) A Series of Yes-or-No Questions help you Determine Eligibility for the Premium Tax Credit The premium tax credit – also known simply as PTC –  is a credit for certain people who enroll, or whose family member enrolls, in a qualified health plan offered through a […]

Blue Cross Blue Shield of TX Health Insurance Tools

By on August 7 2015 | Health Insurance | Leave a comment

Blue Cross Blue Shield of Texas or BCBSTX is arguably the  latest Health Insurer in Texas. I will try to point out and list links to some useful web pages. Blue Cross Blue Shield (association)  What is it from Wikipedia. Blue Cross Blue Shield  has implemented  Benefits Value Advisory or Customer Service (CS), , for […]

Marketplace for Texas 2015 Via Aetna

By on May 27 2015 | Health Insurance | Leave a comment

In this post you will find links to excellent information on the federal marketplace for Texas residents from the Aetna website. Aetna has a section on there website titled “Reform Explained.” See this link for a video on “what is a health insurance exchange” (and a transcript of the marketplace). Also seee the Aetna overview […]

ACA Marketplace Application Process

By on March 15 2014 | Heathcare Reform, Individual Insurance | Leave a comment

The ACA (Afordable Care Act) health insurance is all over the media as are the ads for HealthCare.gov When individuals and family’s are looking for health insurance,  you can get information from many sites on-line. The government site has good information but you can only get a plan here if you are eligible for a subsidy […]

How to Access the “Marketplace” for Health Insurance

By on October 21 2013 | Heathcare Reform | Leave a comment

You might be interested in a story I  heard on NPR radio about “the relevance of insurance brokers” and the new marketplace. Also, on a related note, you may also want to check out following link “for profit online brokers gear up to sell ObamaCare“. We think it is really important to have a real agent or broker […]

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