Individual, Group & Medicare Healthcare Insurance.
May is Disability Insurance Awareness Month. We all have a greater chance of being disabled than we do of death each day. Not exactly a thing we want to think about but…. We need to do so from time to time…not to dwell on this but have some planning in place. That is what life […]
Fortunately people get warning signs before they have a major heart event. A sudden cardiac arrest is an “electrical problem” in the body , where the heart stops beating. Time is of the essence (Minutes matter – 10 or less) This brings me to some things that all of us should keep in mind: Have […]
This date holds a dual special meaning in history (for this writer). First, in 1836 on this date the siege of the Alamo began in San Antonio, Texas. And next, in 1945 on this date (landing day plus 5) the U.S. Marines raised “Old Glory” on Mount Suribachi during the battle of Iwo Jima. This battle and the […]
Open enrollment for individual health insurance plans comes to a close at the end of January for 2016. So, Sunday 01/31 is the last day people can purchase health insurance with out a special exception. I am going to post something I read in the Houston Chronicle on Sunday 01/24, that included some news on what […]
A HumanaOne plan, TX Bronze 6450 ChoiceCare PPO + Children’s Dental, has been added for 2016 coverage in parts of Texas that were previously not included. This was announced on 12/09/2015. This is good news for The Houston and central Texas areas. Where there is going to be less options for PPO plans to individuals […]
O.K. the 3rd Open Enrollment for individual and family coverage (2016 coverage) has started. Open enrollment for individual & family ACA health insurance plans is Nov 01, 2015 – Jan 31, 2016. (link for 2016 timeline). and YES, this is for plans ON and OFF the Marketplace. 12/15/2015 deadline for coverage to start 01/01/2016 […]
Memorial Hermann (the Houston area hospital concern ) has been in the group insurance market for a few years now. The company is moving into the individual and family market starting January 2016. The MHHI plans are only OFF marketplace. ( ie that is NOT on Healthcare.gov) Memorial Hermann Health Insurance (MHHI) has a limited […]
September is Life Insurance Awareness Month (LIAM). This is a public service and marketing campaign, by LifeHappens.org along with a large contingent of life insurance companies in the USA. LIAM is a call to get people like you to make sure you are protecting the future for the people you love and care about. If you were to die […]
Blue Cross Blue Shield of Texas or BCBSTX is arguably the latest Health Insurer in Texas. I will try to point out and list links to some useful web pages. Blue Cross Blue Shield (association) What is it from Wikipedia. Blue Cross Blue Shield has implemented Benefits Value Advisory or Customer Service (CS), , for […]
I saw an interesting program on public TV back on June (06/21) 2015 called weathtrack. The show was on the automation of individuals investments. At first it sounded crazy. But watch the show because there are some good sound reasons why it’s not. I think some (or even a good portion) of a persons investments should be […]

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