Category Archives: Individual Insurance

Disability Insurance Awareness Month May 2016

By on May 20 2016 | Disability Insurance | Leave a comment

May is Disability Insurance Awareness Month. We all have a greater chance of being disabled than we do of death each day. Not exactly a thing we want to think about but…. We need to do so from time to time…not to dwell on this but have some planning in place. That is what life […]

Health News : Focus on the Heart

By on April 30 2016 | Health & Wellness, Health Insurance, Life Insurance | Leave a comment

Fortunately people get warning signs before they have a major heart event. A sudden cardiac arrest is an “electrical problem” in the body , where the heart stops beating. Time is of the essence (Minutes  matter  – 10 or less) This brings me to some things that all of us should keep in mind: Have […]

Febuary 23rd This Day In History

By on February 25 2016 | Life Insurance | Leave a comment

This date holds a dual special meaning in history (for this writer). First,  in 1836 on this date the siege of the Alamo began in San Antonio, Texas. And next, in 1945 on this date (landing day plus 5) the U.S. Marines raised “Old Glory” on Mount Suribachi  during the battle of Iwo Jima. This battle and the […]

ACA Open Enrollment 2016 Ends January 31st

By on January 25 2016 | Health Insurance | Leave a comment

Open enrollment for individual health insurance plans comes to a close at the end of January for 2016.  So,  Sunday 01/31 is the last day people can purchase health insurance with out a special exception. I am going to post  something I read in the Houston Chronicle on Sunday 01/24, that included some news on what […]

Humana PPO Plan Added Dec 09 for 2016 for Parts of TX

By on December 14 2015 | Health Insurance | Leave a comment

A  HumanaOne  plan, TX Bronze 6450 ChoiceCare PPO + Children’s Dental, has been added for 2016 coverage in parts of Texas that were previously not included. This was announced on 12/09/2015. This is good news for The Houston and central Texas areas. Where there is going to be less options for PPO plans to individuals […]

ACA Individual Health Fall Open Enrollment 2016

By on November 11 2015 | Health Insurance | Leave a comment

O.K. the 3rd  Open Enrollment for individual  and family coverage (2016 coverage) has started. Open enrollment for individual  &  family ACA health insurance plans  is Nov  01, 2015  –  Jan 31,  2016.  (link for 2016 timeline).    and YES, this is  for plans ON and OFF the Marketplace. 12/15/2015 deadline for coverage to start 01/01/2016 […]

2016 Memorial Hermann Individual Health Insurance

By on November 9 2015 | | Leave a comment

Memorial Hermann (the Houston area hospital concern ) has been in the group insurance market for a few years now. The company is moving into the individual and family market starting  January 2016. The MHHI plans are only OFF marketplace. ( ie that is NOT on Healthcare.gov) Memorial Hermann Health Insurance (MHHI) has a limited […]

Life Insurance Awareness September 2015 (LIAM)

By on September 2 2015 | Life Insurance | Leave a comment

September is Life Insurance Awareness Month (LIAM).  This is a public service and marketing campaign, by LifeHappens.org along with a large contingent of life insurance companies in the USA. LIAM is a call to get people like you  to make sure you are protecting the future for the people you love and care about. If you were to die […]

Blue Cross Blue Shield of TX Health Insurance Tools

By on August 7 2015 | Health Insurance | Leave a comment

Blue Cross Blue Shield of Texas or BCBSTX is arguably the  latest Health Insurer in Texas. I will try to point out and list links to some useful web pages. Blue Cross Blue Shield (association)  What is it from Wikipedia. Blue Cross Blue Shield  has implemented  Benefits Value Advisory or Customer Service (CS), , for […]

Investing Autopilot from Wealthtrack TV

By on June 30 2015 | Life Insurance | Leave a comment

I saw an interesting program on public TV back on June (06/21) 2015 called weathtrack. The show was on the automation of individuals investments. At first it sounded crazy. But watch the show because there are some good sound reasons why it’s not. I think some (or even a good portion) of a persons investments should be […]

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