Category Archives: Individual Insurance

Open Enrollment for the ACA 2018 (Bob Roy)

By on November 3 2017 | Health Insurance | Leave a comment

It is time for open enrollment for people who need coverage for 2018. The Start date for the new plans is  January 01,2018. The only company who is in the Texas individual market that we are contracted to sell is:   Blue Cross Blue Shield of TX  – BCBSTX –  Robert Roy   Note – […]

Open Enrollment for 2018 (11/01–12/15/2017)

By on November 1 2017 | Health Insurance | Leave a comment

  O.K.  YES  it is time for open enrollment for people who need coverage for 2018. The Start date for the new plans is  January 01,2018. The only company who is in the Texas individual market that we are contracted to sell is:   Blue Cross Blue Shield of Texas (BCBSTX).   Note – This […]

2018 Open Enrollment for Individual & Family Insurance

By on October 13 2017 | Health Insurance | Leave a comment

Open enrollment for 2018 is approaching. Nov 01–Dec 12 2017 For coverage that will start January 01 2018. Yes….This is a smaller window of time to sing up  than in the prior years. Related Links Info for Tax Credit and or Subsidy for Individual and Family Plans (from HealthCare.gov) FAQ’s via Healthcare.gov CBS News on […]

Life Insurance Awareness Month 2017

By on September 22 2017 | Life Insurance | Leave a comment

September is Life Insurance Awareness Month (LIAM) 2017.  I like to encourage people to look at their situation and family to make sure you are protecting the people who need to be protected. Life Insurance  for family and business obligations, etc. Wills for ALL people, especially for those who have children and obligations. (AND to […]

Saving & Investing Tips & Tools for 2017

By on July 20 2017 | Life Insurance | Leave a comment

Well,  it’s July 2017 and in fact, the month will be over next week. WOW!? I wanted to post this back in January of 2017. The end of a year into the start of a new one is a good time to review and/or make plans for saving and investing, as I think and have been […]

Individual Heath (ACA) Open Enrollment for 2018

By on June 29 2017 | Health Insurance, Heathcare Reform | Leave a comment

The ACA is still the “law of the land” re Individual Health Insurance. The 2018 Open Enrollment Period runs from November 1, 2017 to December 15, 2017. Plans sold during Open Enrollment start January 1, 2018. As of the end of June we are not sure what insurace companies will be selling in Texas. Note  Memorial […]

We Are Texas Family Benefits – Not Family Benefit Life!

By on March 22 2017 | Life Insurance | Leave a comment

We get about one call every other month  from people looking for Family Benefit Life Insurance Co. My name is John Casey Lowery and I am an Independent Insurance Agent/ Broker in the Houston TX area. My office  is in Sugar Land TX with Sugar Creek Financial Group (Robert Roy)  and my web site is […]

Retirement Tools & 2017 Social Security

By on January 31 2017 | Life Insurance | Leave a comment

At some time or another we all think about not working (or at least not working as much) and retirement.   In the USA the  federal government part of this, for most working people, is Social Security -SS. I hope we all can save (and invest) some hard earned money.  You can do it with […]

Table of Health Insurance Max Penalties & Fees

By on December 29 2016 | | Leave a comment

I think this info is important: Table of Important Yearly Health Insurance Maximums, Penalties, Fees for the fall of 2016. from a Kilpatrick Company Oct 2016 blog post

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