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Health Insurance Exchange Plans

Health Insurance Exchange Plans

By on June 13 2013 | Heathcare Reform | Leave a comment

The ACA (Affordable Care Act)  or the Patient Protection Affordable Care Act (PPACA), also know as  Health Care Reform (HCR) has outlined and mandated that there will Health Insurance Exchanges or Health Insurance Marketplaces. There will be both Public and Private Exchange Health Insurance plans. There will continue to be Individual and Group plans sold […]

May is Disability Insurance Awareness Month 2013

May is Disability Insurance Awareness Month 2013

By on May 13 2013 | Disability Insurance | Leave a comment

May is Disability Insurance Awareness Month (DIAM).  We all need to condenser what would happen if we could not work or even just get around and take care of our selves and the ones we love.  And not to mention what would happen to the income we do get from getting up and going to work each day. Today I had the pleasure of witnessing a clients […]

U.S. Healthcare Reform Resources

U.S. Healthcare Reform Resources

By on May 6 2013 | Heathcare Reform, Medicare | Leave a comment

The following is a list of books and other resources on the subject of health care problems we face in the United States at this point in time. I believe these problems have been building and are now big. “Medicare Meltdown: How Wall Street and Washington are Ruining Medicare and How to Fix It” by Rosemary […]

Subsidized Health Insurance Coming In 2014

Subsidized Health Insurance Coming In 2014

By on April 17 2013 | Heathcare Reform | Leave a comment

The subsidized health insurance plans in the ACA or PPACA law could have some unintended consequences for people who make use of the premium subsidy.  A subsidy will be available for plans purchased through the government exchange for coverage starting in January 2014. I  read a story in my local Sunday  Houston Chronicle newspaper. It was published as an AP piece in section […]

Group Health Insurance for Small Companies in Texas

Group Health Insurance for Small Companies in Texas

By on April 8 2013 | Group Insurance | Leave a comment

What will companies with less than 50 employees do starting in 2014 as far as health insurance is concerned? The short answer is the company can do what ever it wants to do.  Employers with less than 50 employees do not have to  offer a group plan or they can.  Only employers with more than 50 employees will […]

Houston Chronicle Health Zone

Houston Chronicle Health Zone

By on March 26 2013 | Health Insurance | Leave a comment

I read the latest edition of the Houston Chronicle Health Zone, in my Sunday paper 03/24/2013.  It is hard to believe it was  Palm Sunday, and holy week is here. I hope all have a blessed Easter and it brings a nice start to spring for 2013.  Pray for “Peace for us all” and some rain. Note […]

ACA Information for Employers 2013

ACA Information for Employers 2013

By on March 4 2013 | Heathcare Reform | Leave a comment

Heath Care Reform or as I call it ACA (Affordable Care Act) will continue to dribble out information for all Americans. I will do my best to keep up as I can and publish information, updates, and links on this website.  I have labeled posts on this subject “Healthcare Reform.” The Internal Revenue Service (IRS) […]

Life Insurance Planning for 2013

Life Insurance Planning for 2013

By on February 8 2013 | Life Insurance | 1 Comment

This article is about planning that no one wants to dwell on, but everyone should. In other words, “just do it,” so that if something unexpected happens. you won’t be leaving a mess for your loved ones. What I am saying is take some time and make sure you have a Last Will & Testament […]

Better Health Care May Already Be In Your Pocket

Better Health Care May Already Be In Your Pocket

By on January 28 2013 | Health Insurance | Leave a comment

Thursday Night (01/24/2013) on the  NBC TV’s Rock Center with Brian Williams I saw a segment on wireless medicine. The reporter, Dr. Nancy Snyderman, was interviewing  Dr. Eric Topol on this fascinating topic. I like the report for it talks to people about having US becoming more engaged with our own health, and yes this is coming […]

Breast Cancer Awareness

Breast Cancer Awareness

By on December 21 2012 | Health Insurance | Leave a comment

For women breast cancer is a real concern. Early detection is best with all conditions and illnesses, but especially with breast cancer. My wife Julie pointed out an article in the Houston Chronicle on early detection of breast cancer. It gives information on how to do a self exam and Julie thinks this is a […]

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