Individual, Group & Medicare Healthcare Insurance.
Category Archives: Individual Insurance
Having a Last Will & Testament
When talking to people about Life Insurance, a topic I bring to prospects and clients is dealing with our own mortality (Life Insurance) and end of life planning. I am not an attorney and do not help in the writing of wills. I do, however, recommend that everyone should have one. A will is not just about […]
Living Within Your Means
Living within your means, budgeting, and/or frugal living are all great watchwords to live by. This does not mean you have to be a cheapskate, but just be aware of your living and spending. This is even harder to do in some ways due to people not using cash. But you have to keep track even […]
May is Disability Insurance Awareness Month
Disability Insurance (DI) is a thing most people do not want to think about, but should give some serious thought to and put a plan in place. I believe we all should have some plan for you and your family. It can be to set up a savings plan or tap a friend or family […]
Texas Family Benefits Personnel Change
A personnel up-date for our Sugar Land office. It is better late than never to note on this website that Miss Blair Piercy has left Sugar Creek Financial Group as of the end of January 2011. Blair had worked for Mr. Bob Roy part time for over four years while attending college at UH Downtown. […]
Health and Financial New Year’s Resolutions
Well, Happy New Year to 2012 and people are dealing with new years resolutions or NOT. We all fall into one or the other camp and we all have things in our life we want to improve. Improving our health is always a topic for Texans and all Americans. Even if you are in “good […]
Life Insurance in Texas As A Savings Plan
When talking about life insurance to Texans, I like to touch on the person’s big financial picture and how they would like to see it given a real persons life and circumstance. Saving money is the first lesson most people started out learning as a child and it continues on through a person’s entire life. […]
September is Life Insurance Awareness Month (LIAM)
September is Life Insurance Awareness Month. This is a promotion “tool” but one that everyone should at least consider. That is, ask the questions, do you need life insurance, or if you have it, are the people you want to protect adequately covered? Think about other family members and inquire if they have life insurance […]
Individual Dental and Vision Insurance
These are most often thought of as group benefits (Insurance obtained at work. (Work Place)) But they can be obtained for individuals and families. The following with talk of Dental and Vision coverage and give a link where I can help Individuals get a quote for Insurance coverage and apply on line. Dental Insurance Dental […]
Out-of-Network Rates
The common advice given to people with health coverage is to make sure your doctor is in network. Plans have IN and OUT of network coverage. Talking of PPO (Preferred Provider Organization) plans, your benefits are richer for the user in network vs. out of network. Consumers know they will have to pay more to […]
May Is Disability Insurance Awareness Month (DIAM)
I believe my job is to help people protect or try to “cover” risk in life. Disability Insurance (DI) is an area we all should at least look over and be aware of. According to the numbers this is “the” risk that affects the most people, whether we want to think about and evaluate it […]
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