Yearly Archives: 2012

The Medicare Prescription Drug Plan Tool

By on June 25 2012 | Prescription Drug Plan (part D) | Leave a comment

Please refer back to the article on Medicare Tools  from April 30,2012. I want to provide  more information on how the Medicare Part D tool is useful and how to make good use of it. Medicare Prescription Drug Coverage (Part D) In using the part D tool, where you can build your  Rx Drug […]

May is Disability Insurance Awareness Month

By on May 31 2012 | Disability Insurance | Leave a comment

Disability Insurance (DI) is a thing most people do not want to think about, but should give some serious thought to and put a plan in place. I believe we all should have some plan for you and your family. It can be to set up a savings plan or tap a friend or family […]

Medicare Coverage Online Tools

By on April 30 2012 | Medicare, Prescription Drug Plan (part D) | Leave a comment

If you are on a Medicare health plan (Medicare supplement or Medicare Part D plan (part D is Rx coverage). If you have a Medicare Advantage plan you most likely have medical and Rx coverage together in your plan. I do not write about Medicare Advantage plans for I am not certified to market and […]

Health Insurance Terms | In-network

By on March 30 2012 | Health Insurance Glossary | Leave a comment

The term  “in-network” – describes a provider or health care facility which is part of a health plan’s network. When applicable, insured individuals usually pay less when using an in-network provider.  This means when going to a Doctor, a Clinic or hospital and you have health insurance (an individual or group plan) it is better […]

Texas Family Benefits Personnel Change

By on February 13 2012 | Health Insurance | Leave a comment

A  personnel up-date for our Sugar Land office. It  is better late than never to note on this website that Miss Blair Piercy has left  Sugar Creek Financial Group as of the end of January 2011. Blair had worked for Mr. Bob Roy part time for over four years while attending college at UH Downtown.  […]

Health and Financial New Year’s Resolutions

By on January 31 2012 | Individual Insurance | Leave a comment

Well,  Happy New Year to 2012 and people are dealing with new years resolutions or NOT. We all fall into one or the other camp and we all have things in our life we want to improve. Improving our health is always a topic for Texans and all Americans. Even if you are in “good […]

ACOs or Accountable Care Organizations

By on January 27 2012 | Health Insurance Glossary | Leave a comment

ACOs  (Accountable Care Organizations) are a part of the Health Care Reform Act (HCR) or its official name:  Patient Protection and Affordable Care Act (PPACA). This is scheduled to go into effect on January 1 2012 and, for the most part will impact Medicare .  ACOs  from what I can see look like  HMOs but will […]

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