Individual, Group & Medicare Healthcare Insurance.
As people plan and live with retirement, helthcare cost is a real factor. We all need to think about the cost of care and the every month cost of insurance for healthcare. For people in the USA over 65 this means Medicare and or a Medicare supplement (medsup) or a Medicare advantage plan (MA or […]
At some time or another we all think about not working (or at least not working as much) and retirement. In the USA the federal government part of this, for most working people, is Social Security -SS. I hope we all can save (and invest) some hard earned money. You can do it with […]
The following is a list of books and other resources on the subject of health care problems we face in the United States at this point in time. I believe these problems have been building and are now big. “Medicare Meltdown: How Wall Street and Washington are Ruining Medicare and How to Fix It” by Rosemary […]
A personnel up-date for our Sugar Land office. It is better late than never to note on this website that Miss Blair Piercy has left Sugar Creek Financial Group as of the end of January 2011. Blair had worked for Mr. Bob Roy part time for over four years while attending college at UH Downtown. […]
ACOs (Accountable Care Organizations) are a part of the Health Care Reform Act (HCR) or its official name: Patient Protection and Affordable Care Act (PPACA). This is scheduled to go into effect on January 1 2012 and, for the most part will impact Medicare . ACOs from what I can see look like HMOs but will […]
The common advice given to people with health coverage is to make sure your doctor is in network. Plans have IN and OUT of network coverage. Talking of PPO (Preferred Provider Organization) plans, your benefits are richer for the user in network vs. out of network. Consumers know they will have to pay more to […]
The following video from C-SPAN’s morning show, “Washington Journal,” presents the status of healthcare reform from NPR healthcare reporter, Ms. Julie Rovner. It shows the status as she sees it as of 01/09/2011 and is about 30 minutes long. Julie Rovner talks about the implementation of the Health Care Reform Law and took viewer calls […]

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