Category Archives: Individual Insurance

ACA Marketplace Application Process

By on March 15 2014 | Heathcare Reform | Leave a comment

The ACA (Afordable Care Act) health insurance is all over the media as are the ads for HealthCare.gov When individuals and family’s are looking for health insurance,  you can get information from many sites on-line. The government site has good information but you can only get a plan here if you are eligible for a subsidy […]

Long Term Care Insurance Info From WSJ

By on February 27 2014 | Long Term Care Insurance | Leave a comment

Here is some good Long Term Care Insurance info that somehow got  lost in the shuffle.  It is not  timely, but rather it’s timeless!   We all get older each day and we all need to have some planning for our future and living past our work or productive years. From the Wall Street Journal: […]

Small Business Savings Plans

By on November 18 2013 | Life Insurance | Leave a comment

Small business savings plans are important for both business owners and their employee’s. I came across an article in my weekend Houston Chronicle newspaper on this topic. We work on this in our office and talk and plan about this for our clients. So I found it of interest and I think this is something […]

Saving and Planning for Retirement

By on November 5 2013 | Life Insurance | Leave a comment

If you are interested in planning and saving for your retirement, you will find the following resourses exteremely helpful: An excellent  “personal-finance-reference-guide” from Marketplace Radio “A guide to US retirement accounts.” Retirement Guides from the DOL.gov (US Department of Labor) Two types of Cash balance pension plans Understanding fees and expenses (because they do add up) What […]

Life Insurance Awareness Month Sept 2013

By on September 16 2013 | Life Insurance | Leave a comment

  September is LIAM or Life Insurance Awareness Month. Every year the Insurance organization LIFEhappens.org helps put out the word on Life Insurance in September. They do this with some direct media ads and by helping Agents (like us) with materials to help us inform and educate people on this important topic.     If […]

Why Are American Health Care Costs So High?

By on August 28 2013 | Health Insurance | Leave a comment

Did you know that people in the United States spend more of their tax dollars on health care than any other country in the world? Yes more than the UK, Australia, and even Canada. This YouTube video, Why Are American Health Care Costs So High, explains why this is true and who’s to blame. Read more about the rising […]

Diabetes and Diabesity | What We Can Do About Them

By on July 17 2013 | | Leave a comment

Diabetes  or Diabetes Melitus, which is the full name of the disease that people have some chance to control by how they live and eat.  There are three major types of diabetes melitus (DM). Type I DM  This is the type where you body does not make insulin and so the person has to take […]

May is Disability Insurance Awareness Month 2013

By on May 13 2013 | Disability Insurance | Leave a comment

May is Disability Insurance Awareness Month (DIAM).  We all need to condenser what would happen if we could not work or even just get around and take care of our selves and the ones we love.  And not to mention what would happen to the income we do get from getting up and going to work each day. Today I had the pleasure of witnessing a clients […]

Houston Chronicle Health Zone

By on March 26 2013 | Health Insurance | Leave a comment

I read the latest edition of the Houston Chronicle Health Zone, in my Sunday paper 03/24/2013.  It is hard to believe it was  Palm Sunday, and holy week is here. I hope all have a blessed Easter and it brings a nice start to spring for 2013.  Pray for “Peace for us all” and some rain. Note […]

Life Insurance Planning for 2013

By on February 8 2013 | Life Insurance | 1 Comment

This article is about planning that no one wants to dwell on, but everyone should. In other words, “just do it,” so that if something unexpected happens. you won’t be leaving a mess for your loved ones. What I am saying is take some time and make sure you have a Last Will & Testament […]

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