Individual, Group & Medicare Healthcare Insurance.
Living Within Your Means
Living within your means, budgeting, and/or frugal living are all great watchwords to live by. This does not mean you have to be a cheapskate, but just be aware of your living and spending. This is even harder to do in some ways due to people not using cash. But you have to keep track even […]
Life Insurance in Texas As A Savings Plan
When talking about life insurance to Texans, I like to touch on the person’s big financial picture and how they would like to see it given a real persons life and circumstance. Saving money is the first lesson most people started out learning as a child and it continues on through a person’s entire life. […]
September is Life Insurance Awareness Month (LIAM)
September is Life Insurance Awareness Month. This is a promotion “tool” but one that everyone should at least consider. That is, ask the questions, do you need life insurance, or if you have it, are the people you want to protect adequately covered? Think about other family members and inquire if they have life insurance […]
Insurance Actuary Defined
An actuary is a mathematician in the insurance field. They are responsible for calculating premiums, developing plans and defining underwriting risk. A person who is an actuary by training or collage degree can work as an insurance company “underwriter”. This is the person that evaluates the risk in taking on a new policy for the […]
BMI & Personal Weight
What is BMI (Body Mass Index)? How is it calculated and what use is it to me and Insurance companies? BMI is a number based on a person’s weight and height that provides a way to estimate the effect of weight on health. The higher the BMI, the greater the risk of diseases such as […]
Life Insurance Reality Check
Insurance Fundamentals 101 September was life insurance awareness month, so if you haven’t already, you should do a check up on your life and disability/long term care insurance. Just think of it like doing standard maintains on your car. See the worksheet on page 5 of this 8 page pdf, “What You Need to Know About […]
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