Archives for tfbuser

Low Yields On Savings Here for the Long Term
“The end of the yield famine is far away” is the title in Scott Burns column in the 11/07/2012 Houston Chronicle. He gets into a topic that should be on all peoples mind. The fact that there is too much debt. This fact will have some long term consequences for all savers. It is good […]

Health Zone, a New Section in the Houston Chronicle
The Houston, Texas newspaper, The Chronicle has a new section on Sundays, devoted to health news. On line it is Healthzone. This should be a resource, for health news, for people living in the Houston area. I found the new section as “section K” in my morning paper a couple Sundays ago. Here is a […]

Life Insurance Awareness Month (LIAM) Sept. 2012
Every September, the LIFE foundation and the life insurance industry in the USA put a big push in educational information for the public on the importance of life insurance. If you know, or work with a life insurance professional, takes some time and talk with them about your situation. That is, speak with them if […]

Where Will You Pass Away?
The End of Life, in Numbers We all put things off and thinking about death is at the top of the list, but everyone needs to give this subject some thought from time to time. Estate planning is not just for the wealthy. We all need to give some thought to our own end and […]

Having a Last Will & Testament
When talking to people about Life Insurance, a topic I bring to prospects and clients is dealing with our own mortality (Life Insurance) and end of life planning. I am not an attorney and do not help in the writing of wills. I do, however, recommend that everyone should have one. A will is not just about […]

The ACA Upheld by the Supreme Court Now What?
OK, the Supreme Court ruling is in, Thursday 06/28/2012. What does this mean for the public? The following is a Q & A on some questions on this topic at the New York Times. The Wall Street Journal has a story on Health Care spending by the Economist David Wessel. Also, see this story from […]

Living Within Your Means
Living within your means, budgeting, and/or frugal living are all great watchwords to live by. This does not mean you have to be a cheapskate, but just be aware of your living and spending. This is even harder to do in some ways due to people not using cash. But you have to keep track even […]

The Medicare Prescription Drug Plan Tool
Please refer back to the article on Medicare Tools from April 30,2012. I want to provide more information on how the Medicare Part D tool is useful and how to make good use of it. Medicare Prescription Drug Coverage (Part D) -Medicare.gov In using the part D tool, where you can build your Rx Drug […]

May is Disability Insurance Awareness Month
Disability Insurance (DI) is a thing most people do not want to think about, but should give some serious thought to and put a plan in place. I believe we all should have some plan for you and your family. It can be to set up a savings plan or tap a friend or family […]

Medicare Coverage Online Tools
If you are on a Medicare health plan (Medicare supplement or Medicare Part D plan (part D is Rx coverage). If you have a Medicare Advantage plan you most likely have medical and Rx coverage together in your plan. I do not write about Medicare Advantage plans for I am not certified to market and […]

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