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Low Yields On Savings Here for the Long Term

Low Yields On Savings Here for the Long Term

By on November 15 2012 | Life Insurance | 1 Comment

“The end of the yield famine is far away” is the title in Scott Burns column in the 11/07/2012 Houston Chronicle. He gets into a topic that should be on all peoples mind. The fact that there is too much debt.  This fact will have some long term consequences for all savers. It is good […]

Health Zone, a New Section in the Houston Chronicle

Health Zone, a New Section in the Houston Chronicle

By on October 30 2012 | Health Insurance, Individual Insurance | 1 Comment

The Houston, Texas newspaper, The Chronicle has a new section on Sundays, devoted to health news.  On line it is Healthzone. This should be a resource, for health news, for people living in the Houston area. I found the new section as “section K” in my morning paper a couple  Sundays ago. Here is a […]

Life Insurance Awareness Month (LIAM) Sept. 2012

Life Insurance Awareness Month (LIAM) Sept. 2012

By on September 30 2012 | Life Insurance | Leave a comment

Every September, the LIFE foundation and the life insurance industry in the USA put a big push in educational information for the public on the importance of life insurance. If you know, or work with a life insurance professional, takes some time and talk with them about your situation. That is, speak with them if […]

Where Will You Pass Away?

Where Will You Pass Away?

By on August 31 2012 | Long Term Care Insurance | Leave a comment

The End of Life, in Numbers We all put things off and thinking about death is at the top of the list, but everyone needs to give this subject some thought from time to time. Estate planning is not just for the wealthy.  We all need to give some thought to our own end and […]

Having a Last Will & Testament

Having a Last Will & Testament

By on July 27 2012 | Life Insurance | Leave a comment

When talking to people about Life Insurance, a topic I bring to prospects and clients is dealing with our own mortality (Life Insurance)  and end of life planning. I am not an attorney and do not help in the writing of wills. I do, however, recommend that  everyone should have one.  A will is not just about […]

The ACA Upheld by the Supreme Court Now What?

The ACA Upheld by the Supreme Court Now What?

By on July 14 2012 | Heathcare Reform | Leave a comment

OK,  the Supreme Court  ruling is in, Thursday 06/28/2012.  What does this mean for the public?  The following is a Q & A on some questions on this topic at the New York Times. The Wall Street Journal has a story on Health Care spending by the Economist David Wessel. Also, see this story from […]

Living Within Your Means

Living Within Your Means

By on June 28 2012 | Individual Insurance | Leave a comment

Living within your means, budgeting, and/or frugal living are all great watchwords to live by. This does not mean you have to be a cheapskate, but  just be aware of your living and spending. This is even harder to do in some ways due to people not using cash.  But you have to keep track even […]

The Medicare Prescription Drug Plan Tool

The Medicare Prescription Drug Plan Tool

By on June 25 2012 | Prescription Drug Plan (part D) | Leave a comment

Please refer back to the article on Medicare Tools  from April 30,2012. I want to provide  more information on how the Medicare Part D tool is useful and how to make good use of it. Medicare Prescription Drug Coverage (Part D) -Medicare.gov In using the part D tool, where you can build your  Rx Drug […]

May is Disability Insurance Awareness Month

May is Disability Insurance Awareness Month

By on May 31 2012 | Disability Insurance | Leave a comment

Disability Insurance (DI) is a thing most people do not want to think about, but should give some serious thought to and put a plan in place. I believe we all should have some plan for you and your family. It can be to set up a savings plan or tap a friend or family […]

Medicare  Coverage Online Tools

Medicare Coverage Online Tools

By on April 30 2012 | Medicare, Prescription Drug Plan (part D) | Leave a comment

If you are on a Medicare health plan (Medicare supplement or Medicare Part D plan (part D is Rx coverage). If you have a Medicare Advantage plan you most likely have medical and Rx coverage together in your plan. I do not write about Medicare Advantage plans for I am not certified to market and […]

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