Texas Family Benefits specializes in individual, Medicare, and group health insurance in Houston as well as throughout the state of Texas.

Deductibles | Copay’s | Co-insurance | & Maximums

By on August 8 2013 | Health Insurance Glossary | Leave a comment

A Question that is often asked is, with regard to health insurance policies is  how do deductibles, copay’s,co-insurance & out of pocket maximums work? Here’s a short 3 minute YouTube video from Humana on this subject: Deductibles and Coinsurances If you have additional questions call the health insurance agent you work with or give us […]

Health Insurance Deductibles

By on September 22 2011 | Health Insurance Glossary | Leave a comment

The deductible in a health Insurance policy is a defined dollar amount during the benefit period – usually a year – that the insured person pays before the insurance company starts to make payments for covered medical services. Plans may have both per individual and family deductibles. Some plans may have separate deductibles for specific […]

Health Insurance Terms | Co-insurance & Stop-loss

By on July 28 2010 | Health Insurance Glossary | Leave a comment

This posting is a continuation of the series on Health Insurance Terms. In a Health Insurance policy, once you have met your deductible, if you do not have a 100 percent plan then you are in the part of the policy of Co-insurance. That is where the insured and the insurance co share in the […]