Individual, Group & Medicare Healthcare Insurance.
If you are on a Medicare health plan (Medicare supplement or Medicare Part D plan (part D is Rx coverage). If you have a Medicare Advantage plan you most likely have medical and Rx coverage together in your plan. I do not write about Medicare Advantage plans for I am not certified to market and […]
This year end open enrollment is for current members of Medicare who want to change the insurance coverage they have to some new plan. Know you will have to go through underwriting to make a change and you must do this between Nov 15 through Dec 31, 2010. I am writing about this topic in […]
The Medicare open enrollment period began November 15, 2010. The period is different this year in that it will be shorter and ends on 12/31/2010. So it will be a challenge for participants to make firm decisions and act within this time period. It will be an even bigger challenge for Insurance professionals that specialize […]
All Medicare plans are designed by the federal government, so all insurance companies must offer the same minimum benefits and coverages. Although these plans are standardized, each company will have different pricing and could have additional points of value for their plans. Medicare is a government health plan where the insured is required to select […]
The DMI Documentation Window Rapidly Closing ( noted…..04/18/2022 -Monday) The Centers for Medicare & Medicaid Services (CMS) has indicated that a large number of Marketplace policyholders are quickly running out of time to submit Data Matching Issue (DMI) documentation necessary to remain enrolled in their health plans. If this issue is not addressed within the […]
Long Term Care insurance (LTC i ) and or how to have a solution should you or some one in your family have the need. The above is from SS and is titled “Long-term care: Does health insurance cover it?” Links ACL.Gov – YouTube (Administration for Community Living) LongTermCare.gov YouTube…on SS and LTCi […]
You’ve likely heard about the Coronavirus (officially called “2019-Novel Coronavirus” or “COVID-19”) in the news. While there isn’t a vaccine yet and the immediate health risk remains low. (From Medicare ) To prevent the spread of this illness or other illnesses, including the flu: Wash your hands often with soap and water, Cover your mouth […]
As people plan and live with retirement, helthcare cost is a real factor. We all need to think about the cost of care and the every month cost of insurance for healthcare. For people in the USA over 65 this means Medicare and or a Medicare supplement (medsup) or a Medicare advantage plan (MA or […]
At some time or another we all think about not working (or at least not working as much) and retirement. In the USA the federal government part of this, for most working people, is Social Security -SS. I hope we all can save (and invest) some hard earned money. You can do it with […]
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