Long Term Care insurance (LTCi). Think about it 2022/03

By on March 31 2022 | Long Term Care Insurance | Leave a comment

Long Term Care insurance (LTC i ) and or how to have a solution should you or some one in your family have the need.   The above is from SS and is titled “Long-term care: Does health insurance cover it?”   Links ACL.Gov – YouTube (Administration for Community Living) LongTermCare.gov YouTube…on SS and LTCi […]

Health Concerns March 2020 with Coronavirus.

By on March 5 2020 | Individual Insurance | Leave a comment

You’ve likely heard about the Coronavirus (officially called “2019-Novel Coronavirus” or “COVID-19”) in the news. While there isn’t a vaccine yet and the immediate health risk remains low. (From Medicare ) To prevent the spread of this illness or other illnesses, including the flu: Wash your hands often with soap and water, Cover your mouth […]

Medicare 2020 Open Enrollment (10/15–12/07/2019)

By on September 30 2019 | Medicare | Leave a comment

The Open Enrollment period for the Medicare plan year 2020 is coming up, October 15 –December 07, 2019. During this time frame you can make changes for Part D (Rx Coverage) to your plan and sign up if you missed a window to sing up in the past. Note if you are late in signing […]

Medicare open enrollment for 2019 (10/15-12/07/2018)

By on February 11 2019 | Medicare | Leave a comment

Medicare open enrollment for plans to start on 01/01/2019, the time is now (October 15th — December 07, 2018) If you do not have a Medicare part d plan (PDP or Medicare Rx coverage)  or you want to add a medicare advantage plan for your self, the time is now. You can make changes to […]

Medicare Part D (PDP) info 2018

By on August 31 2018 | Medicare, Prescription Drug Plan (part D) | Leave a comment

We have gathered some information on: Medicare, Medicare Supplements and Medicare part D (PDP plans) (Medicare Rx Coverage) Please contact our office to discuss and to get quote information for you or a family member.     Humana PDP video 2018  (checked as ok by JCL  0 7/30/2018)     Info on Medicare part D […]

New Medicare Card Format Starting Spring 2018

By on June 30 2018 | Medicare | Leave a comment

Medicare cards and the “Number” assigned to each person is changing. Starting in April of 2018 the new format of cards will start going out to “new” and “old” medicare members. The “NEW” card has a new number instead of your Social  Security Number.  This new number is unique to you. Once you get the […]

Healthcare & Retirement 2018

By on May 1 2018 | Life Insurance, Medicare | Leave a comment

As people plan and live with retirement, helthcare cost is a real factor. We all need to think about the cost of care and the every month cost of insurance for healthcare. For people in the USA over 65 this means Medicare and or a Medicare supplement (medsup) or a Medicare advantage plan (MA or […]

Insurance Co.’s Game Medicare Bonus Structure

By on March 28 2018 | Medicare | Leave a comment

In the Monday March 12th 2018 Wall Street Journal (WSJ) the paper reported on some large insurance companies taking advantage and gaming the system to maximize a bonus structure in the Medicare Advantage plan system. Insurers Game Medicare System to Boost Federal Bonus Payments (wsj 03/12/2018) WSJ_Insures_game_Medicare_Bonus_2018_03_12  (right click to open pdf copy) Insurance Premium […]

It Is Fall 2017 and Time For Medicare For 2018

By on October 25 2017 | Medicare | Leave a comment

Well , it  is  October and the Medicare annual open enrollment  has started. (10/15—–12/07/2017) Every year open enrollment gives you the opportunity to review your existing Medicare coverage and, if you want to, change to a different plan for the following year. Use this period to: Switch from one “stand-alone” Part D drug plan to […]

Medicare Info for 2015-2016

By on October 29 2015 | Medicare | Leave a comment

Medicare is how people 65 and over and individuals who are disabled (by Social Security and the Rail Road Retirement Board, after the waiting period) get medical insurance in the United States of America. Note that as you approach your 65th birthday you only  have 3 month prior to and three months after (for a total […]

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