Texas Family Benefits specializes in individual, Medicare, and group health insurance in Houston as well as throughout the state of Texas.

Individual Heath (ACA) Open Enrollment for 2018

By on June 29 2017 | Health Insurance, Heathcare Reform | Leave a comment

The ACA is still the “law of the land” re Individual Health Insurance. The 2018 Open Enrollment Period runs from November 1, 2017 to December 15, 2017. Plans sold during Open Enrollment start January 1, 2018. As of the end of June we are not sure what insurace companies will be selling in Texas. Note  Memorial […]

ACA Open Enrollment 2016 Ends January 31st

By on January 25 2016 | Health Insurance | Leave a comment

Open enrollment for individual health insurance plans comes to a close at the end of January for 2016.  So,  Sunday 01/31 is the last day people can purchase health insurance with out a special exception. I am going to post  something I read in the Houston Chronicle on Sunday 01/24, that included some news on what […]

Humana PPO Plan Added Dec 09 for 2016 for Parts of TX

By on December 14 2015 | Health Insurance | Leave a comment

A  HumanaOne  plan, TX Bronze 6450 ChoiceCare PPO + Children’s Dental, has been added for 2016 coverage in parts of Texas that were previously not included. This was announced on 12/09/2015. This is good news for The Houston and central Texas areas. Where there is going to be less options for PPO plans to individuals […]

2016 Memorial Hermann Individual Health Insurance

By on November 9 2015 | Individual Insurance | Leave a comment

Memorial Hermann (the Houston area hospital concern ) has been in the group insurance market for a few years now. The company is moving into the individual and family market starting  January 2016. The MHHI plans are only OFF marketplace. ( ie that is NOT on Healthcare.gov) Memorial Hermann Health Insurance (MHHI) has a limited […]

Blue Cross Blue Shield of TX Health Insurance Tools

By on August 7 2015 | Health Insurance | Leave a comment

Blue Cross Blue Shield of Texas or BCBSTX is arguably the  latest Health Insurer in Texas. I will try to point out and list links to some useful web pages. Blue Cross Blue Shield (association)  What is it from Wikipedia. Blue Cross Blue Shield  has implemented  Benefits Value Advisory or Customer Service (CS), , for […]

ACA Open Enrollment for 2015 Indidividual Health Plans

By on December 19 2014 | Health Insurance, Individual Insurance | Leave a comment

For Individual Health Insurance we all have to get used to the idea of an annual open enrollment. This is the time where you can shop and purchase health insurance without having a qualifying event.  A qualifying event allows you to purchase (on average 60 day window) health insurance outside the open enrollment period. Here are […]

Diabetes and Diabesity | What We Can Do About Them

By on July 17 2013 | Individual Insurance | Leave a comment

Diabetes  or Diabetes Melitus, which is the full name of the disease that people have some chance to control by how they live and eat.  There are three major types of diabetes melitus (DM). Type I DM  This is the type where you body does not make insulin and so the person has to take […]

Brand-name Drugs Defined

By on November 30 2011 | Health Insurance Glossary | Leave a comment

A brand-name drug – prescription drug which is marketed with a specific brand name by the company that manufactures it.  So brand-name drugs may cost insured individuals a higher co-pay than generic drugs on some health plans. The recent big news on brand-named drugs vs. generic’s is the story on Lipitor. Lipitor, which became available […]

Credit for Prior Credible Coverage

By on January 24 2011 | Health Insurance Glossary | Leave a comment

Any pre-existing condition waiting period met under an employer’s prior (qualifying) coverage will be credited to the current plan, if any interruption of coverage between the new and prior plans meets state guidelines. Not having a lapse in Health Insurance can be very important, especially if you have health issues. If you go without Health […]

No Health Insurance At Work? What Can You Do?

By on September 24 2010 | Individual Insurance | Leave a comment

I will talk about the options in what is called the individual market for Health Insurance vs. the Group Market (Company provided health insurance) I will also put up a copy of a short video that is part of a nice series of videos sponsored by Humana, one of the country’s largest health insurance companies […]

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