Individual, Group & Medicare Healthcare Insurance.
The Medicare open enrollment period began November 15, 2010. The period is different this year in that it will be shorter and ends on 12/31/2010. So it will be a challenge for participants to make firm decisions and act within this time period. It will be an even bigger challenge for Insurance professionals that specialize in Medicare, as they have a much smaller time window to assist both existing clients as well as any new people they may encounter.
I am writing about Medicare in my BLOG to help make it easier to understand. The following Medicare Health Screenings video and links to US Government Medicare websites provide helpful Medicare information:
If you are already covered by Medicare and you want to make any changes to your Insurance coverage, you must do so within the current window (11/15 – 12/31/2010), and those changes will go into effect January 1st 2011.
The next links are calculators from the two major pharmacies in the USA. I cannot take credit for how good or bad they are, but if you get your prescriptions from either one of these pharmacies, you may want to check the site for your pharmacy and see which Medicare part D plan looks best for you.
The following link from Kiplinger will help illustrate what your overall 2011 Medicare costs are likely to be based on information that only you can supply: