Medicare Info for 2015-2016
Medicare is how people 65 and over and individuals who are disabled (by Social Security and the Rail Road Retirement Board, after the waiting period) get medical insurance in the United States of America.
Note that as you approach your 65th birthday you only have 3 month prior to and three months after (for a total of 7 months to sign up for Medicare and any Supplemental with a part D plan or a Medicare Advantage health plan.
If you are employed with a large employer (more than 50 employees) and you want to contune working and getting your medical insurance you can do so without penalty. If you continue your group coverage at work you will have a more limited window to get on your “own plan” when you “retire”. Note you could have access to a company sponsored retiree plan as well.
In any event you will have some important things to consider. The reason I am writing this now is to alert people to seek out help and advice from a licensed professional who you can talk and meet with. Our office is in the Houston TX area (Sugar Land) Please feel free to contact us for a consultation meeting in our office.
Medicare calendar for fall 2015 and early 2016
Individuals with Medicare enrolled in Medicare Advantage (MA) and Prescription Drug Plans (PDP) from October 15 through December 7 — called the Annual Election Period (AEP)
This is for the next year’s (2016) coverage. Your plan selection becomes effective on January 1.
There are other dates where people can change other types of medicare coverage. See the changes in enrollment link above for info directly from Medicare.gov
Humana Insurance info on Medicare and the ACA (Afordable Care Act also called Obama Care)
a YouTube link for Humana Medicare 2016