Individual

Individual and Family Health Insurance

This is the way people who do not have access to an employer sponsored or group plan get health insurance in Texas.

We work with the largest insurance companies in the state of Texas to offer you choices in finding the right coverage for you. It is important to make sure your doctor is a participant with the plan network that you choose.

We also provide other forms of insurance in addition to health for individuals, which include the following:

Dental and Vision

In most cases it is best to get this coverage with your individual or group health insurance. However, stand alone dental and vision plans for individuals and families are available.

Life Insurance

Life insurance protection consists of two main types, term or permanent. Term life insurance is the most cost-effective for today, but will only provide coverage for a specific period of time (10 – 30 years). Permanent life insurance can be either whole or universal life. For example, while term life insurance includes either annual renewable term or level term, permanent life insurance includes whole life, universal life, or second-to die. Each individual’s situation should be reviewed to determine the best coverage for your needs.

Disability Insurance (DI)

Disability insurance can be either be short term (less than 2 years) or long term (longer than 2 years) and can provide coverage until retirement age and can be coordinated with Social Security or other government benefits.

Long Term Care Insurance (LTC)

LTC is protection for living into old age when people often need help with the basic activities of daily living. In addition this coverage can be used while recovering from an accident or illness at any age. Long term care can protect not only you but your assets and estate.

Request an Instant Quote for Individual Health Plans

And/or fill out and submit the following form to request additional information on dental/vision, life, disability, and/or long term care: