State Continuation and COBRA
COBRA (Consolidated Omnibus Budget Reconciliation Act)
&
State Continuation (or Texas Continuation) of Health Insurance Coverage
These two forms of group insurance are in some ways the same and yet are different. They are both the form of Health Insurance an employee can access in order to continue coverage when they leave the employment of a company that [...]
Health Care Reform
Two documents with some good information on the changes coming due to Health Care Reform law arrived in my email. I would like to share this with my clients and others in Texas. This information came to me from the good people at Humana Health Insurance.
The first has to do with the so [...]
Health Insurance Terms | Co-insurance & Stop-loss
This posting is a continuation of the series on Health Insurance Terms.
In a Health Insurance policy, once you have met your deductible, if you do not have a 100 percent plan then you are in the part of the policy of Co-insurance. That is where the insured and the insurance co share in the costs. [...]
Federal Healthcare Plan for Pre-existing Conditions
Confusion about the new Federal Health Insurance Law is the only thing about it I am certain of ? I will try to stay out of the partisan politics of the new law and work to focus my comments in this Blog to giving information that can help people in Texas with Health Insurance.
I [...]
Health Insurance Terms | Deductible
On a regular basis I will work to define terms and concepts used in the field of Insurance that could be of help to people trying to provide risk protection. By risk protection for people, I am speaking of Health, Life, Disability and other coverage of insurance.
I will start with the basic terms needed to [...]
Disability Insurance Awareness Month
May is (was) Disability Insurance Awareness Month (DIAM), the perfect time for disability insurance “reality check.” Take this opportunity to make sure you’d be OK financially in the event that a disability keeps you out of work for an extended period of time.
Social Security Disability Insurance benefits are available for the US Government, but [...]
Health Insurance In Texas
Revised Health Insurance for Texas web site was made “live” today. Welcome to TexasFamilyBenefits.com web site “3.0”. This is the 3rd major design change in the life of TexasFamilyBenefits.com, the website, which started in July of 2007. This is the first Blog post I am making as we put the site up “LIVE” in this [...]
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