Texas Family Benefits specializes in individual, Medicare, and group health insurance in Houston as well as throughout the state of Texas.

ACA Marketplace Application Process

By admin on March 15, 2014 | Listed under Heathcare Reform, Individual Insurance | Leave a comment |

The ACA (Afordable Care Act) health insurance is all over the media as are the ads for HealthCare.gov

When individuals and family’s are looking for health insurance,  you can get information from many sites on-line.

The government site has good information but you can only get a plan here if you are eligible for a subsidy or can get a medicaid plan.

You can get quotes from health insurance company websites and (if you live in Texas) you can get a quote from our website ( instant quotes) or our office in Sugar Land. Please note that we do not share your information.

You should look at a quote with the help of an Insurance professional (you have to off Marketplace) or on the marketplace.

If you go straight to the marketplace you will get help only from the government and the non-insurance professionals manning the phones.

I like to have my prospects and clients  compare plans and then apply via the Insurance company’s application. Most if not all will ask if you think you qualify for a subsidy. At this point there is a “fork” in the road and you must answer some questions to see if you qualify. If you do qualify,  you can get a “marketplace plan from the insurance companies website.

And you can do this all by getting a quote from our site or any other insurance professional’s site that is licensed to work in your state.

Marketplace open enrollment ends March 31, 2014. The open enrollment period for 2015 coverage is from November 15, 2014 to February 15, 2015.

See the  Calculator from Kaiser Family Foundation

A Marketplace Application Checklist

A 1 page guide to the marketplace.

What if I have job based health insurance?

NPR radio has a reliable  ACA Q & A tool

 

If you apply on the marketplace you have to create a marketplace ID.  Read this  newspaper article talking about this ID.

Note If you do an application on the Marketplace and you worked with me and want to list me as your agent,

this is my ACA ID (jclowery8485814)   for John Casey Lowery.  Thank You.

 

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