2015 ACA Info And Rules From CIGNA
I found an excellent document that provides good info on individual and family plans for ON and OFF the marketplace.
As we do not always have all the answers to your questions, sometimes we go to the carriers or major health insurance companies to find them. This is primarily because of all the changes that have come about due to the PPACA or as I like to call it the ACA (affordable care act).
One of the most questioned things is a qualifying (triggering) life event? You have to have one in order to purchase health insurance outside of the “open enrollment period“.
The next Open Enrollment Period is November 1, 2015–January 31, 2016.
Cigna_PPACA_868304-2015 enrollment-information-texas (right click to open)